On tuesday Sept 12th Apple introduced ‘Apple pay’ aiming to eliminate the frustrations and insecure environment that is connected with using the good old plastic. Are we heading towards an age where plastic credit cards will become obsolete? as the saying goes ‘go out of fashion’ – not anytime soon, there will always be plastic credit cards at-least for now plastic credit cards will not go out of fashion.

Apple’s introduction of Apple pay may very well be the very first step in eliminating/decreasing the usage of plastic credit cards. Credit Cards are not secure, we all know this first hand we hand them out to strangers everyday. Your personal information becomes available to anyone, even if it is for a moment or two. Think about it a stranger has access to your credit card number, expiration date, the security code on the back, Your first and your Last name. Apple pay aims to eliminate that with Apple pay.


Coming Oct 2014


Few Questions :

How will I add my card to the iPhone :

You will be able to use the Passbook App and use the iSight camera to capture your credit card information (you can also add it manually). You can also assign a default credit card with in the passbook, passbook will by default assign the first credit card added as a default credit card, you can change this anytime within the Passbook app.


Do I need to launch the Passbook App every time and search for Credit Cards?  :  NO! 

Whenever you have to pay for an item with Apple Pay all you have to do is put you finger/thumb on the Touch ID of your iPhone and place it near the pay terminal, Apple Pay will bring up your default credit card you can pay with the default credit card of easily select a different one from all the credit cards available from the bottom of the screen.


Will it work with all Credit Cards : No ! But it will work with Most Major Credit/Debt Cards

Your Credit Card or the issuing Bank has to be part of Apple Pay program, Apple has reached agreement with almost all the major banks in the US. It is unclear if Apple is working with the Credit Card industry to bring support for more card, but the concept looks very promising and cool, the easy and the cool factor might be enough to make more companies jump on ‘Apple Pay’ bandwagon.
Apple Introducing the ‘Apple Pay’



What is Apple Pay?  

Your wallet. Without the wallet.

Gone are the days of searching for your wallet. The wasted moments finding the right card. The swiping and waiting. Now payments happen with a single touch.

Apple Pay will change how you pay with breakthrough contactless payment technology and unique security features built right into the devices you have with you every day. So you can use your iPhone 6 to pay in an easy, secure, and private way.

One touch to pay with Touch ID. Now paying in stores happens in one natural motion — there’s no need to open an app or even wake your display thanks to the innovative Near Field Communication antenna in iPhone 6. To pay, just hold your iPhone near the contactless reader with your finger on Touch ID. You don’t even have to look at the screen to know your payment information was successfully sent. A subtle vibration and beep lets you know.

Convenient checkout. On iPhone, you can also use Apple Pay to pay with a single touch in apps. Checking out is as easy as selecting “Apple Pay” and placing your finger on the Touch ID.

Keep your purchases private.

Apple doesn’t save your transaction information. With Apple Pay, your payments are private. Apple doesn’t store the details of your transactions so they can’t be tied back to you. Your most recent purchases are kept in Passbook for your convenience, but that’s as far as it goes.

Keep your cards in your wallet. Since you never have to show your credit or debit card, you never reveal your name, card number, or security code to the cashier when you pay in a store. This additional layer of privacy helps ensure that your information stays where it belongs. With you.

2014-09-13 01.17.57 pm

2014-09-13 01.18.23 pm